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MY SERVICES
Loan Programs and Products Offered
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA HOME LOAN
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
USDA HOME LOAN
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
JUMBO LOAN
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
REVERSE MORTGAGE
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
SPECIAL HERO HOME
The Special Hero Home Program allows for homeownership for heroes in our community!
ABOUT MY COMPANY
What I Do
I are a full-service mortgage company based in Schererville, IN. specializing in Conventional, FHA, VA, First Time Homebuyer, and USDA loans. Whether you're buying a home or refinancing, I’m here to help you achieve your dream of homeownership or save money with a lower monthly payment.
Programs I Offer
I offer the following purchase loan programs: FHA, VA, USDA, HomePath, Jumbo, and Conventional.
Refinancing? I can help you with that, too!
I offer a wide range of refinance options to meet your needs. Whether you're looking for cash out or just a better rate and term, I can help. My refinancing programs include FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC, and Jumbo. I also offer niche programs like Non-QM Loans, Bank Statement Loans, and Jumbo Loans.
CONTACT
Feel free to text or call...
HEAR FROM OUR AWESOME CLIENTS...
Stefano is the best ever!!!
Stefano went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Stefano tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Stefano, rest assured that all efforts would be exerted to make them a reality. Choosing Stefano as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Stefano to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!
Donald M.
Google Review
Wholeheartedly recommend working with Stefano!
Stefano is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Stefano expertly led us, helping navigate the complexities with ease. Even after the purchase, Stefano's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Stefano takes truly makes individuals feel well taken care of. Working with Stefano is wholeheartedly recommended for an exceptional experience!
Leticia R.
Google Review
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
I will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. I will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
I will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. I will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
Meet Stefano
Stefano’s passion is helping his clients get their real estate goals accomplished. As a NWI native, real estate came naturally to him because his family background is in residential and commercial construction as well as interior renovation. He uses his knowledge to help his clients find the quality home they're looking for. Backed by an amazing team, Better Homes and Gardens Real Estate Connections sold over $66 million in 2021 alone. With that accomplishment, he knows he can help clients find their perfect home and get the most for their investment. Stefano is positive and motivated with a die-hard work ethic. He wants the absolute best for his clients and works hard to exceed their expectations. If clients are looking to sell, buy or build a home, or if they’re looking to invest in commercial or residential property, contact him today to get started.
Stefano Belmonte
Real Estate Broker
Meet Stefano
Stefano’s passion is helping his clients get their real estate goals accomplished. As a NWI native, real estate came naturally to him because his family background is in residential and commercial construction as well as interior renovation. He uses his knowledge to help his clients find the quality home they're looking for. Backed by an amazing team, Better Homes and Gardens Real Estate Connections sold over $66 million in 2021 alone. With that accomplishment, he knows he can help clients find their perfect home and get the most for their investment. Stefano is positive and motivated with a die-hard work ethic. He wants the absolute best for his clients and works hard to exceed their expectations. If clients are looking to sell, buy or build a home, or if they’re looking to invest in commercial or residential property, contact him today to get started.
Stefano Belmonte
Real Estate Broker
Call 866-790-5495
Call 866-790-5495
Copyright © 2025 | Licensed In: IN & IL | Company #: 202401031752670 | License #: RB22000099
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
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Copyright ©2023 | Licensed In: IN & IL | Company #: 202401031752670 | License #: RB22000099